Terms of Use & Privacy Policy

Terms of Use & Privacy Policy 2018-06-24T09:02:27+00:00

Privacy Policy

Last Modified: 26 May 2018

GrowPayment Inc.(“GrowPayment, “we,” “our,” or “us”) is committed to protecting your privacy.  This Privacy Policy explains how your personal information is collected, used and disclosed by GrowPayment. This Privacy Policy applies to our websites, including without limitation, GrowPayment.io, and any other websites that link to this Privacy Policy (collectively, our “Sites” or “Service”). By accessing or using our Service, you signify that you have read, understood and agree to our collection, storage, use and disclosure of your personal information as described in this Privacy Policy and our Terms of Use (https://www.GrowPayment.io/terms). For the purposes of EU data protection laws (“Data Protection Legislation”), GrowPayment is data controller (i.e., the company who is responsible for, and controls the processing of, your personal data).


The categories of information we collect can include:

Information you provide to us directly.  We may collect personal information, such as your name, phone number, location, country, and e-mail address when you when you register for our Service, sign up for our mailing list, or otherwise communicate with us.  We may also collect any communications between you and GrowPayment and any other information you provide to GrowPayment, including without limitation, information about your interests, such as your interests in developing and/or launching a distributed application, interests in learning about hosting and running a node, information about investment interest (including whether you are an accredited investor and the amount of your investment interest), interest in becoming a system integration partner, interest in supporting the Distributed Ledger Foundation and/or the Free + Fair voting initiative. Additionally, if you intend to initiate an investment relationship with us, you may provide us or our third party service providers with the following information in order to be verified as an accredited investor or to meet our know-your-customer (KYC) and anti-money laundering (AML) checks: name, email, address, date of birth, phone number, copies of driver’s license or passport, and any other information necessary to confirm your accredited status, including without limitation, tax returns and bank statements (collectively, “Investment Information”).

Information we receive from third parties. From time to time, we may receive information about you from third parties and other users.  We may also collect information about you that is publicly available.

We use this information to operate, maintain, and provide to you the features and functionality of the Service, as well as to communicate directly with you, such as to send you email messages and push notifications.  We may also send you Service-related emails or messages (e.g., change or updates to features of the Service, technical and security notices). For more information about your communication preferences, see “Control Over Your Information” below.

Legal basis for processing in the EU

If you are a resident in the EU, we need to tell you the legal basis on which we collect and use your personal information. Please note that we will use the following such legal basis:

The provision of personal information by you may be necessary for the performance of any contractual relationship we have with you; or

Where it is necessary for compliance with our legal obligations laid down by EU law; or

Where in our legitimate interests provided these are not overridden by your interests and fundamental rights and freedoms (this includes our own legitimate interests and those of other entities and branches in our group of companies) for the following purposes: (i) to contact you and respond to your requests and enquiries; (ii) for business administration, including statistical analysis; (iii) to personalize your visit to the Sites; (iv) for fraud prevention and detection and to comply with applicable laws, regulations or codes of practices; and (v) in the case of Investment Information only, for the purpose of our investment relationship, including without limitation, to ensure that you are an accredited investor and to meet our KYC and AML checks.

We may ask for your consent for processing your personal information in relation to the Sites, in certain cases. You should be aware that you are entitled under Data Protection Law to withdraw your consent where that has been given, at any time.  If you do this and we have no alternative lawful reason to process your personal data, this may affect our ability to provide you with rights to use the Sites.

In summary, we need certain categories of personal data in order to provide you with the Sites. Certain other personal data is processed for our legitimate interests in cases where this does not result in prejudice to you. Certain other personal data is processed based on consent.


We, and our third party partners, automatically collect certain types of usage information when you visit our Service, read our emails, or otherwise engage with us. We typically collect this information through a variety of tracking technologies, including cookies, web beacons, embedded scripts, location-identifying technologies, file information and similar technology (collectively, “tracking technologies”).  For example, we collect information about your device and its software, such as your IP address, browser type, Internet service provider, platform type, device type, operating system, date and time stamp, a unique ID that allows us to uniquely identify your browser, mobile device or your account, and other such information. We also collect information about the way you use our Service, for example, the site from which you came and the site to which you are going when you leave our Site, the pages you visit, the links you click, how frequently you access the Service, whether you open emails or click the links contained in emails, whether you access the Service from multiple devices, and other actions you take on the Service. When you access our Service from a mobile device, we may collect unique identification numbers associated with your device or our mobile application (including, for example, a UDID, Unique ID for Advertisers (“IDFA”), Google AdID, or Windows Advertising ID), mobile carrier, device type, model and manufacturer, mobile device operating system brand and model, phone number, and depending on your mobile device settings, your geographical location data, including GPS coordinates (e.g., latitude and/or longitude) or similar information regarding the location of your mobile device, or we may be able to approximate a device’s location by analyzing other information, like an IP address.  We may collect analytics data, or use third-party analytics tools, to help us measure traffic and usage trends for the Service and to understand more about the demographics of our users. We may also work with third party partners to employ technologies, including the application of statistical modeling tools, which permit us to recognize and contact you across multiple devices. Although we do our best to honor the privacy preferences of our users, we are unable to respond to Do Not Track signals set by your browser at this time.

We use or may use the data collected through tracking technologies to:  (a) remember information so that you will not have to re-enter it during your visit or the next time you visit the Site or Service; (b) provide custom, personalized content and information, including targeted content and advertising; (c) recognize and contact you across multiple devices; (d) provide and monitor the effectiveness of our Service; (e) monitor aggregate metrics such as total number of visitors, traffic, usage, and demographic patterns on our Service; (f) diagnose or fix technology problems; and (g) otherwise to plan for and enhance our Service.

If you would prefer not to accept cookies, most browsers will allow you to: (i) change your browser settings to notify you when you receive a cookie, which lets you choose whether or not to accept it; (ii) disable existing cookies; or (iii) set your browser to automatically reject cookies.  Please note that doing so may negatively impact your experience using the Service, as some features and services on our Service may not work properly. Depending on your mobile device and operating system, you may not be able to delete or block all cookies. You may also set your e-mail options to prevent the automatic downloading of images that may contain technologies that would allow us to know whether you have accessed our e-mail and performed certain functions with it.

We and our third party partners may also use cookies and tracking technologies for advertising purposes. For more information about tracking technologies, please see “Third Party Tracking and Online Advertising” below.


We may share your personal information in the instances described below.  For further information on your choices regarding your information, see the “Control Over Your Information” section below.

We may share your personal information with:

Other companies and brands owned or controlled by GrowPayment Inc., including but not limited to Swirlds, Inc.  These companies will use your personal information in the same way as we can under this Privacy Policy;

Third parties at your request. For example, if you indicate that you are interested in the Distributed Ledger Foundation and/or the Free + Fair voting initiative, we may share your information with the Distributed Ledger Foundation so that you can receive more information from them;

Third-party vendors and other service providers that perform services on our behalf, as needed to carry out their work for us, which may include identifying and serving targeted advertisements, providing mailing services, providing tax and accounting services, contest fulfilment, web hosting, or providing analytic services;

The public when you provide feedback or user content on our Site or Service. For example, if you post user content on our blog or comment on our social media sites, your information, such as your first name, last initial, state of residence, and your comments, may be displayed on our Site and Service or on our social media pages;

Other parties in connection with a company transaction, such as a merger, sale of company assets or shares, reorganization, financing, change of control or acquisition of all or a portion of our business by another company or third party, or in the event of a bankruptcy or related or similar proceedings; and

Third parties as required by law or subpoena or if we reasonably believe that such action is necessary to (a) comply with the law and the reasonable requests of law enforcement; (b) to enforce our Terms of Use or to protect the security or integrity of our Service; and/or (c) to exercise or protect the rights, property, or personal safety of GrowPayment, our visitors, or others.

We may also share information with others in an aggregated or otherwise anonymized form that does not reasonably identify you directly as an individual.


User Information Settings.  You may update the information that you have provided to us, such as your contact information, interests, developer status, investment interest by emailing us at support@GrowPayment.io.

How to control your communications preferences.  You can stop receiving promotional email communications from us by clicking on the “unsubscribe link” provided in such communications.  We make every effort to promptly process all unsubscribe requests. You may not opt out of service-related communications (e.g., changes/updates to features of the Service, technical and security notices).

Modifying or deleting your information.  If you have any questions about reviewing, modifying, or deleting your information, you can contact us directly at support@growpayment.io.  We may not be able to modify or delete your information in all circumstances.


We may share, or we may permit third party online advertising networks, social media companies and other third party services, to collect, information about your use of our website over time so that they may play or display ads on our Service, on other devices you may use, and on other websites, apps or services, including on Facebook.  Typically, though not always, the information we share is provided through cookies or similar tracking technologies, which recognize the device you are using and collect information, including click stream information, browser type, time and date you visited the site and other information. We may also share a common account identifier (such as an email address or user ID) to help us identify you across devices. We and our third party partners use this information to research the market and/or make the advertisements you see online more relevant to your interests.   As noted above, depending on your browser or mobile device, you may be able set your browser to delete or notify you of cookies and other tracking technology by actively managing the settings on your browser or mobile device. You may also be able to limit interest-based advertising through the settings on your mobile device by selecting “limit ad tracking” (iOS) or “opt-out of interest based ads” (Android). To learn more about interest-based advertising and how you may be able to opt-out of some of this advertising, you may wish to visit the Network Advertising Initiative’s online resources, at http://www.networkadvertising.org/choices, and/or the DAA’s resources at www.aboutads.info/choices, and you may also adjust your ad preferences through your Facebook settings.   Some of these opt-outs may not be effective unless your browser is set to accept cookies. Furthermore, if you use a different device, change browsers or delete the opt-out cookie, you may need to perform the opt-out task again. You may also be able to opt-out of some – but not all – interest-based ads served by mobile ad networks by visiting http://youradchoices.com/appchoices  and downloading the mobile AppChoices app.


Data storage and transfer.  Your information collected through our Site may be stored and processed in the United States or any other country in which GrowPayment or its affiliates or service providers maintain facilities.  If you are located in the European Union or other regions with laws governing data collection and use that may differ from U.S. law, please note that we may transfer information, including personal information, to a country and jurisdiction that does not have the same data protection laws as your jurisdiction, and we will take all steps reasonably necessary to ensure that any personal data are treated securely and in accordance with this Privacy Policy. GrowPayment is currently in the process of preparing to self-certify its compliance under Privacy Shield. GrowPayment intends to self-certify under Privacy Shield at the soonest practicable opportunity. Although we have not yet self-certified under Privacy Shield, GrowPayment agrees to conduct its activities in accordance with the requirements of the Privacy Shield Principles. To the extent that GrowPayment processes any personal data protected by EU Data Protection Laws and/or that originates from the EEA, to the United States, you acknowledge that GrowPayment shall be deemed to provide adequate protection (within the meaning of Data Protection Laws) for any such personal data as though it has self-certified its compliance with Privacy Shield. GrowPayment agrees to protect such personal data in accordance with the requirements of the Privacy Shield Principles. If GrowPayment is unable to comply with this requirement, we shall inform you.

For individuals based in the EU, we store personal data for as long as necessary to fulfill the purposes for which we collect the data (see above under “WHAT INFORMATION DO WE COLLECT AND FOR WHAT PURPOSE?”) and in accordance with our legal obligations and legitimate business interest, except if required otherwise by law.

Keeping your information safe.  We care about the security of your information and employ physical, administrative, and technological safeguards designed to preserve the integrity and security of all information collected through our Site and Service.  However, no security system is impenetrable and we cannot guarantee the security of our systems 100%. In the event that any information under our control is compromised as a result of a breach of security, we will take reasonable steps to investigate the situation and, where appropriate, notify those individuals whose information may have been compromised and take other steps, in accordance with any applicable laws and regulations.


GrowPayment does not knowingly collect or solicit any information from anyone under the age of 13 on this Service.  In the event that we learn that we have inadvertently collected personal information from a child under age 13, we will delete that information as quickly as possible.  If you believe that we might have any information from a child under 13, please contact us at support@growpayment.io.


The Services may contain links to and from third party websites of our business partners, advertisers, and social media sites and our users may post links to third party websites.  If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for their policies.  We strongly recommend that you read their privacy policies and terms and conditions of use to understand how they collect, use, and share information. We are not responsible for the privacy practices or the content on the websites of third party sites.


If you are located in the EU, you have the following rights in respect of your personal data that we hold:

  1. Right of access. The right to obtain access to your personal data.
  2. Right to rectification. The right to obtain rectification of your personal data without undue delay where that personal data is inaccurate or incomplete.
  3. Right to erasure. The right to obtain the erasure of your personal data without undue delay in certain circumstances, such as where the personal data is no longer necessary in relation to the purposes for which it was collected or processed.
  4. Right to restriction. The right to obtain the restriction of the processing undertaken by us on your personal data in certain circumstances, such as where the accuracy of the personal data is contested by you, for a period enabling us to verify the accuracy of that personal data.
  5. Right to portability. The right to portability allows you to move, copy or transfer personal data easily from one organization to another.
  6. Right to object. You have a right to object to processing based on legitimate interests and direct marketing.

If you wish to exercise one of these rights, please contact us using the contact details at the end of this Privacy Policy.

You also have the right to lodge a complaint to your local data protection authority. Further information about how to contact your local data protection authority is available at http://ec.europa.eu/justice/data-protection/bodies/authorities/index_en.htm.


If you have any questions about this Privacy Policy or the website, please contact us at support@growpayment.io.


GrowPayment may modify or update this Privacy Policy from time to time to reflect the changes in our business and practices, and so you should review this page periodically. When we change this Privacy Policy in a material manner, we will update the ‘last modified’ date at the top of this page and notify you that material changes have been made to this Privacy Policy. If you object to any changes, you may close your account.

Terms and Conditions

Last modified: 12 march, 2018

General terms of use

By accessing and using the www.growpayment.io website (our or this “website”), you agree to the following terms of use as they may be modified, changed, supplemented or updated from time to time (collectively, these “terms”), as well as all applicable laws and regulations. Please read the following terms and conditions carefully. If you do not agree to all of these terms, please do not use this website or any information, links or content contained on this website. Your access to and use of this website constitutes your acceptance of and agreement to abide by each of the terms set forth below including our privacy policy which is hereby incorporated in these terms by reference.

If you are using our website on behalf of your organization, that organization accepts these terms. These terms may be modified, changed, supplemented or updated by growpayment.io (“growpayment.io”, “we”, “us” or “our”) in its sole discretion at any time without advance notice. We suggest that you visit this page regularly to keep up to date with any changes. Your continued use of this website will confirm your acceptance of these terms as modified, changed, supplemented or updated by us. If you do not agree to such revised terms you must stop using this website and any information, links or content contained on this website.

Use of website

The purpose of our website is to provide you with you some general information about the software being developed by growpayment.io. You must not breach any of the following terms or our acceptable use policy set out below.

Open source software

We may make (but are not obligated to make) the source code for the software we develop available for download as open source software. You agree to be bound by, and comply with, any license agreement that applies to this open source software. You will not indicate that you are associated with us in connection with your use, modifications or distributions of this open source software. When we host any software and enable you to access and use such software through our websites including this website, then these terms will apply to such access and use, as well as any license agreements that we may enter into with you.

Third party content

We may display third-party content, advertisements, links, promotions, logos and other materials on our website (collectively, the “third-party content”) for your convenience only. We do not approve of, control, endorse or sponsor any third parties or third-party content, and we make no representations or warranties of any kind regarding such third-party content, including, without limitation, the accuracy, validity, legality, copyright compliance, or decency of such content. Your use of or interactions with any third-party content, and any third party that provides third-party content, are solely between you and such third parties and we are not responsible or liable in any manner for such use or interactions. We are not responsible for any of the content on third party sites linked to our website nor can it be assumed that we have reviewed or approved of such sites or their content, nor do we warrant that the links to these sites work or are up to date.

User content

If you post, upload, input, provide or submit your personal data to us, including without limitation, your name, email address, ip address, cryptocurrency address, text, code or other information and materials, sign up to our mailing list or create an account on our website (collectively, your “user content”), you must ensure that the user content provided by you at that or at any other time is true, accurate, up to date and complete and that any user content you post, upload, input, provide or submit to us or via our website do not breach or infringe the intellectual property rights of any third party. We do not own, control or endorse any user content that is transmitted, stored or processed via our website or sent to us and we are not responsible or liable for any user content. You are solely responsible and liable for all of your user content and for your use of any interactive features, links or information or content on our website, and you represent and warrant that (i) you own all intellectual property rights (or have obtained all necessary permissions) to provide your user content and to grant the licenses in these terms; (ii) your user content will not violate any agreements or confidentiality obligations; and (iii) your user content will not violate, infringe or misappropriate any intellectual property right or other proprietary right, including the right of publicity or privacy, of any person or entity.

You are entirely responsible for maintaining the confidentiality of your user content and any of your non-public information. Furthermore, you are entirely responsible for any and all activities that occur under your account (if any). You agree to notify us immediately of any unauthorized use of your user content, account or any other breach of security. We will not be liable for any loss or damages that you may incur as a result of someone else using your user content or account, either with or without your knowledge. However, you could be held liable for losses incurred by the growpayment.io parties (as defined below) or another party due to someone else using your user content or account. You may not use anyone else’s user content or account at any time without the permission of such person or entity.

By posting, uploading, inputting, providing or submitting your user content to us, you grant growpayment.io, its affiliates and any necessary sub-licensees a non-exclusive, worldwide, perpetual, right and permission to use, reproduce, copy, edit, modify, translate, reformat, create derivative works from, distribute, transmit, publicly perform and publicly display your user content and sub-license such rights to others.

You must immediately update and inform us of any changes to your user content by updating your personal data by contacting us at support@growpayment.io, so that we can communicate with you effectively and provide accurate and up to date information to you. Although we have no obligation to screen, edit or monitor user content, we reserve the right, and have absolute discretion, to remove, screen or edit user content. Furthermore, if we have reason to believe that there is likely to be a breach of security, breach or misuse of our website or if you breach any of your obligations under these terms or the privacy policy, we may suspend your use of this website at any time and for any reason.

Any user content submitted by you on this website may be accessed by us globally.


If you decide to submit questions, comments, suggestions, ideas, original or creative materials or other information to us (collectively, “feedback”), you do so on your own accord and not based on any request or solicitation from us. Feedback does not include user content. We reserve the right to use feedback for any purpose at no charge and without compensation to you. Do not send us feedback if you expect to be paid or want to continue to own or claim rights to your feedback. The purpose of these terms is to avoid potential misunderstandings or disputes if growpayment.io’s products, services, business ideas or business strategies might seem similar to ideas submitted to us as feedback. If you decide to send us feedback, you acknowledge and understand that the growpayment.io parties make no assurances that your feedback will be treated as confidential or proprietary.

Aggregate information

We may gather information and statistics collectively about all visitors to this website which may include the information supplied by you. This information helps us to design and arrange our web pages in a user-friendly manner and to continually improve our website to better meet the needs of our website users. We may share this kind of aggregate data with selected third parties to assist with these purposes. Personal data is processed by us in accordance with our privacy policy.

Intellectual property

Growpayment.io retain all right, title and interest in and to this website and its products and services, including all copyrights, patents, trade secrets, trademarks, other intellectual property rights, trade names, logos, slogans, custom graphics, button icons, scripts, videos, text, images, software, code, files, content, information and other material available on our website and nothing on this website may be copied, imitated or used, in whole or in part, without our or the applicable licensor’s prior written permission. Growpayment.io reserves all rights not expressly granted. Any unauthorized reproduction is prohibited. You may only access, use and print the information and material on this website for noncommercial or personal use provided that you are authorized to access such information or material and keep intact all copyright and proprietary notices.

You must not otherwise reproduce, adapt, store, transmit, distribute, print, display, commercialize, publish or create derivative works from any part of the content, format or design of this website.

If you seek to reproduce or otherwise use the content on this website in any way it is your responsibility to obtain approval from us for such use. Nothing in these terms will be construed as conferring any right or license to any patent, trademark, copyright or other proprietary rights of growpayment.io or any third party, whether by estoppel, implication or otherwise.

Acceptable use policy

You must only use the content or services provided through this website for their stated purpose. You must not use this website to:

(a) publish, post, send, upload, submit, display or disseminate any information or material and/or otherwise make available or engage in any conduct that is unlawful, discriminatory, harassing, libelous, defamatory, abusive, threatening, harmful, offensive, obscene, tortious or otherwise objectionable;

(b) display, upload or transmit material that encourages conduct that may constitute a criminal offence, result in civil liability or otherwise violate or breach any applicable laws, regulations or code of practice;

(c) interfere or violate the legal rights (such as rights of privacy and publicity) of others or violate others use or enjoyment of this website;

(d) violate any applicable laws or regulations;

(e) use this website or links on this website in any manner that could interfere with, disrupt, negatively affect or inhibit other users from using this website or links on this website or that could damage, disable, overburden or impair the functioning of this website or our servers or any networks connected to any of our servers in any manner; (f) create a false identity for the purpose of misleading others or fraudulently or otherwise misrepresent yourself to be another person or a representative of another entity including, but not limited to, an authorized user of this website or a growpayment.io representative, or fraudulently or otherwise misrepresent that you have an affiliation with a person, entity or group;

(g) mislead or deceive us, our representatives and any third parties who may rely on the information provided by you, by providing inaccurate or false information, which includes omissions of information;

(h) disguise the origin of any material transmitted through the services provided by this website (whether by forging message/packet headers or otherwise manipulating normal identification information);

(i) violate, infringe or misappropriate any intellectual or industrial property right of any person (such as copyright, trademarks, patents, or trade secrets, or other proprietary rights of any party) or commit a tort;

(j) upload files that contain viruses, trojan horses, worms, time bombs, cancelbots, corrupted files, or any other similar software or programs that may damage the operation of another’s computer or property;

(k) send, upload, display or disseminate or otherwise make available material containing or associated with spam, junk mail, advertising for pyramid schemes, chain letters, virus warnings (without first confirming the authenticity of the warning), or any other form of unauthorized advertising or promotional material;

(l) access any content, area or functionality of this website that you are prohibited or restricted from accessing or attempt to bypass or circumvent measures employed to prevent or limit your access to any content, area or functionality of this website;

(m) obtain unauthorized access to or interfere with the performance of the servers which host this website or provide the services on this website or any servers on any associated networks or otherwise fail to comply with any policies or procedures relating to the use of those servers;

(n) attempt to gain unauthorized access to any services or products, other accounts, computer systems, or networks connected to any of our servers through hacking, password mining, or any other means;

(o) obtain or attempt to obtain any materials or information through any means not intentionally made available through this website or its services;

(p) harvest or otherwise collect, whether aggregated or otherwise, data about others including e-mail addresses and/or distribute or sell such data in any manner;

(q) use any part of this website other than for its intended purpose; or

(r) use this website to engage in or promote any activity that violates these terms.


To the fullest extent permitted by applicable law, you will indemnify, defend and hold harmless us and our respective past, present and future employees, officers, directors, contractors, consultants, equity holders, suppliers, vendors, service providers, parent companies, subsidiaries, affiliates, agents, representatives, predecessors, successors and assigns (collectively, the “growpayment.io parties”) from and against all claims, damages, liabilities, losses, costs and expenses (including attorneys’ fees) that arise from or relate to: (i) your access to or use of our website, products or services; (ii) your user content; (iii) any feedback you provide; or (iv) your violation of these terms.

We reserve the right to exercise sole control over the defense, at your expense, of any claim subject to indemnification pursuant to these terms. This indemnity is in addition to, and not in lieu of, any other indemnities set forth in a written agreement between you and growpayment.io.


This website and all information, products and services provided through this website are provided “as is” and on an “as available” basis without any representations, warranties, promises or guarantees whatsoever of any kind including, without limitation, any representations, warranties, promises or guarantees regarding the accuracy, currency, completeness, adequacy, availability, suitability or operation of this website, any products or services we may provide through it or the information or material it contains. Each of the growpayment.io parties disclaim all representations and warranties, whether express, implied or statutory, with regard to the foregoing, including, without limitation: (a) any warranty with respect to the content, information, data, services, availability, uninterrupted access, or services or products provided through or in connection with this website; (b) any warranties that this website or the server that makes it available are free of viruses, worms, trojan horses or other harmful components; (c) any warranties that this website, its content and any services or products provided through it are errorfree or that defects in this website, its content or such services or products will be corrected; (d) any warranties of title or implied warranties of merchantability or fitness for a particular purpose; (e) any warranties that this website will be compatible with your computer or other electronic equipment; and (f) any warranties of non-infringement. The materials and related graphics published on this website could include technical inaccuracies or typographical errors. Changes are periodically added to the information contained on this website. The growpayment.io parties may make improvements and/or changes to the website, its products, services and/or the materials described on this website at any time

In addition, to the maximum extent permitted by law, none of the growpayment.io parties shall be responsible or liable for: (a) any loss, liability, cost, expense or damage suffered or incurred arising out of or in connection with any access to or use of this website or any of its content; (b) any reliance on, or decision made on the basis of, information or material shown on or omitted from this website; (c) any representation or otherwise in respect of the existence or availability of any job, vacancy, assignment or other engagement or appointment advertised on this website (if any) and any representation or otherwise that we have or will ask for a candidate’s information, will or have asked to interview or hire a candidate, or that any candidates will meet our needs; (d) any matter affecting this website or any of its content caused by circumstances beyond our reasonable control; (e) the performance of this website and any fault, delays, interruptions or lack of availability of this website and any of the services or products provided through this website, which may occur due to increased usage of this website, intermittent failures of this website or the need for repairs, maintenance or the introduction of new facilities, products or services; and (f) any information or material on any website operated by a third party which may be accessed from this website.

In no event will the growpayment.io parties be responsible or liable for any claims, damages, liabilities, losses, costs or expenses of any kind, whether direct or indirect, consequential, compensatory, incidental, actual, exemplary, punitive or special (including damages for loss of business, revenues, profits, data, use, goodwill or other intangible losses) regardless of whether the growpayment.io parties have been advised of the possibility of such damages, liabilities, losses, costs or expenses, arising out of or in connection with: (a) the use or performance of this website; (b) any provision of or failure to provide this website or its services (including without limitation any links on our website); (c) any information available from this website; (d) any conduct or content of any third party; (e) unauthorized access, use or alteration of the transmission of data or content to or from us; or (f) the failure to receive in any way the transmission of any data, content, funds or property from you. In no circumstances will the aggregate liability of the growpayment.io parties arising under these terms exceed $100.00 usd.